Commercial trucking insurance is required by law if you are being paid to tow someone’s RV or trailer. Additionally, if you pay someone to tow your RV or trailer, your insurance policy may not cover any damages and their personal vehicle insurance policy may not cover your damages.
Most importantly to you is cargo coverage. This is the insurance that covers cargo (that's your RV). It is optional as far as the government is concerned but it is not optional to us. Some companies charge extra for cargo coverage, but we include it. In fact, we carry the maximum amount of cargo coverage possible.
If a company claims to have commercial insurance and cargo coverage, then they should be willing to email a copy of their insurance declaration page to you.
Everybody likes a deal, we get it. But in transportation, you get what you pay for. Running a transportation business costs money. Depending on your state of origin, you pay business taxes, state transport license fees, commercial trucking insurance, truck maintenance and repairs and state commercial truck registration. Then there is the cost of fuel and oil, tires and brakes and on and on. If the price they are charging is too low, how are they paying for these things? Maybe they aren’t. Don’t take chances with your home or your investment.
One of our customers told me he always considers price vs. cost. As Benjamin Franklin once said, “The bitterness of poor quality remains long after the sweetness of low price is forgotten”.
If a company does not have their own Motor Carrier Authority (MC Authority) from the Federal Motor Carrier Safety Association (FMCSA) they cannot legally transport over state lines. Additionally, to keep your MC Authority, you must carry commercial trucking insurance. If your transport crosses state lines, it is obvious that you would want the transportation company you hire to have the authority to do so. You can easily check this information by going to the FMCSA website and typing in the name of the transportation company. It is public information.
Your quoted rate should include fuel, driver time, mileage, commercial insurance and cargo coverage. Will they ask for more money at delivery if they have run into bad weather or traffic or rerouting, or if your delivery is more complicated than they anticipated? Ask if there are any reasons why the driver might ask for more money at the time of delivery than the price you have agree to and get it in writing.
If they don’t personally know them, how can they vouch for them? A clean driving record doesn’t tell you anything about the person’s character or morals. It also doesn’t tell you anything about their skill as a transporter.
If they don’t know or won’t say, it probably means that the driver will be sleeping in your RV or trailer. Think about that for a minute …
If your vehicle is not currently registered, a licensed transportation company should be able to provide transport plates that are placed temporarily on your RV or trailer during transport. This will save you time and trouble.
A transportation agreement is a document that protects both parties. Date of transport, pickup and delivery addresses, the cost of transport and many other things are laid out so that both parties are clearly in agreement. It can eliminate mistakes and misunderstandings.
A driver should be able to tell you their average daily number of miles. Their answer to this question will tell you if they are speeding and / or running in compliance with the Department of Transportation. If they don’t know their average miles or hours or they say they are running more than 700 miles in a day, it is very possible that they are speeding or NOT running legal. Speeding is one of the primary reasons for accidents involving RV's. They are not designed to travel at high speeds regardless of the posted speed limits.
Google makes it very easy to provide temporary location tracking to a customer. It only goes one way, in other words, you can see your driver’s location but they can’t see yours, unless you share your location with them (but why would you do that?!) If they won’t share their location with you, find out why.